Bank Loans For Buying Cars Up 11.7% in April 2025

Auto financing in Pakistan has increased to Rs. 263 billion at the end of April, up from Rs. 236 billion in March, as buyers increasingly turn to bank leasing for new and used vehicles, according to latest data from the State Bank of Pakistan. The trend of improving auto financing began in August 2024, when the total stood at Rs. 227.3 billion. However, it is still below the peak of Rs. 368 billion reached in June 2022. Meanwhile, consumer financing rose 11.1 percent YoY in April 2025 to Rs. 892 billion. Financing for personal use rose to Rs. 268 billion, showing a 12.7 percent YoY rise and a 0.2 percent increase month-on-month. However, credit for house building registered a slight YoY decline of 2.4 percent to Rs. 201 billion, down from Rs. 206 billion in the same period last year. Outstanding credit to the private sector reached Rs. 9.48 trillion in April.