NBFC (Non-Banking Finance Company) Licensing & Regulatory Structuring
We assist financial sponsors, fintech startups, and investment groups in securing regulatory licenses from SECP to establish and operate Non-Banking Finance Companies (NBFC) across Pakistan.
Who Needs This Service?
Fintech lending startups, investment advisory firms, housing finance companies, microfinance providers, and leasing operations.
How It Works (Step-by-Step)
Capital Structuring & Feasibility
Review minimum equity capital requirements, business feasibility, and statutory credit risk framework.
SECP Permission to Form NBFC
Draft detailed corporate charter, operational manual, anti-money laundering (AML/CFT) policy, and secure SECP permission.
License to Carry Out Business
Complete capital deposit verification, executive fit-and-proper vetting, and secure formal NBFC operating license.
Documents & Requirements
- Comprehensive 3-year business feasibility study and IT infrastructure plan.
- Evidence of minimum unencumbered equity capital deposited in escrow account.
- Fit & Proper criteria clearance documents for all proposed directors and CEO.
- AML / CFT, operational risk, and customer protection policies.
Pricing & Engagement
End-to-end regulatory advisory from statutory capital planning and fit-and-proper verification to SECP Commission hearings and license issuance.
Frequently Asked Questions
Speak with a Senior Consultant
Need immediate assistance with nbfc (non-banking finance company) licensing & regulatory structuring? Connect directly with our legal & tax specialists in Islamabad.
F-10 Markaz, Islamabad
info@javidlawassociates.com